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Health insurance may be the most important type of insurance you can carry. That’s because it affects more areas than just your health, it can also affect your financial bottom line.
Unexpected medical bills can devastate your finances. Health insurance doesn’t just help you pay for care, it can also financially protect you and your family in the event of unexpected medical event.
Unpredictable costs can rob your peace of mind. You don’t want to be in the position of adding “money stress” to an already stressful medical situation. Since care costs are so unpredictable, proper coverage can give you definite peace of mind in knowing you are protected from most of these costs.
Uncovered illness can eliminate your options. Proper coverage means you have options. When you don’t have insurance, you’re at the mercy of the healthcare system, which often means no care at all.
On March 23, 2010, President Obama signed the Affordable Care Act. This law was designed to bring comprehensive health insurance reforms, hold insurance carriers accountable for costs, and give more consumers access to health care.
Each year, there is a period of time called “open enrollment," which runs from November through January. During this time, you can shop and apply for a new health insurance plan if you find your current plan unsuitable. Once open enrollment period ends, you cannot buy or change a plan unless, you have a qualifying life event (such as losing your current coverage, getting married, or having a baby).
Consumers are also offered tax credits if their household income falls below established thresholds.
If you find yourself in a position without a clear understanding of what you should do, allow us to assist you with finding a health insurance solution for you.
Because we are an independent agency offering timely health insurance quotes and online applications from multiple health insurance companies. We can help you simplify what seems complex.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your health.
Contact us today, and we'll help you protect what matters most.